Podcast

Right now, mortgage rates are at incredible lows. While this is great for many prospective homeowners, it can also be extremely beneficial for existing homeowners looking to refinance their mortgage. Currently, we’re seeing homeowners taking advantage of these rock-bottom interest rates, which have been a direct result of the COVID-19 pandemic. What is mortgage refinancing? Mortgage […]

Hi friends and followers! Wow – what a crazy time. Our team has been busy behind the scenes trying to keep our clients informed, schedule listing timelines, working alongside our buyers and sellers and managing our family and home lives at the same time. Real Estate is still considered an essential service and we are […]

We hope you, your family and loved ones are staying safe during these uncertain times. In just a few short weeks, COVID-19 has affected the lives of all Canadians to varying degrees. For some, it has been a personal upheaval—scrambling to adhere to Social Distancing protocols and getting basic necessities, while figuring out what to […]

Michael Fortin, Mortgage Specialist Welcome to The Ruth & David Group Podcast, Episode #5. In the studio today, we have our good friend, and top Mortgage Broker in Canada – Michael Fortin. Discussion 1. Why should I go to a Mortgage Broker rather than go to my own bank? 2. What is the difference between […]

IS IT THE BEST TIME TO SELL YOUR CONDO?! With the new changes in legislation regarding borrowing just announced, we are seeing a push in entry-level buyer demand. This comes on top of an already pressurized Seller’s market seeing low inventory and fast sales in the strata game. This is mostly due to the local […]

It what seems to be a never ending attempt by officials to control prices in the real estate market, another set of mortgage changes was announced yesterday. It would seem the mortgage financing rules are tightening up. Finance Minister Bill Morneau introduced changes to mortgage insurance rules as well as changes related to the principal […]